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	<title>Comments on: Some ACC facts</title>
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	<link>http://www.kiwiblog.co.nz/2009/03/some_acc_facts.html</link>
	<description>DPF&#039;s Kiwiblog - Fomenting Happy Mischief since 2003</description>
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		<title>By: jackp</title>
		<link>http://www.kiwiblog.co.nz/2009/03/some_acc_facts.html#comment-543039</link>
		<dc:creator>jackp</dc:creator>
		<pubDate>Fri, 13 Mar 2009 00:15:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=31407#comment-543039</guid>
		<description>My wife just stopped going to a physiotherapist because she simply thought she was fine.  The physio on the other hand wanted her to keep going.  Her doctor, an orthepedic surgeon thought she was fine and to stop going. But again, the physiotherapist wanted her to continue.  Give me a break (no pun intended) My wife is only one person.  Can you imagine the excess costs of thousands of more cases like this?  Greenfly, why would you want us to pay more for ACC when there is blatant fraud going on?</description>
		<content:encoded><![CDATA[<p>My wife just stopped going to a physiotherapist because she simply thought she was fine.  The physio on the other hand wanted her to keep going.  Her doctor, an orthepedic surgeon thought she was fine and to stop going. But again, the physiotherapist wanted her to continue.  Give me a break (no pun intended) My wife is only one person.  Can you imagine the excess costs of thousands of more cases like this?  Greenfly, why would you want us to pay more for ACC when there is blatant fraud going on?</p>
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		<title>By: OECD rank 22 kiwi</title>
		<link>http://www.kiwiblog.co.nz/2009/03/some_acc_facts.html#comment-542893</link>
		<dc:creator>OECD rank 22 kiwi</dc:creator>
		<pubDate>Thu, 12 Mar 2009 14:10:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=31407#comment-542893</guid>
		<description>ACC needs to be cut to the bone if not scrapped entirely.

The levy increases are outrageous.  It&#039;s politicians reaching into the ordinary, hard working taxpayer&#039;s pocket and helping themselves yet again so they can feel important about &quot;doing something&quot;.  If ACC is insolvent let it fall over.  Next year people can pay $0 in ACC levies and finally get a full appreciation of the value of a dollar.</description>
		<content:encoded><![CDATA[<p>ACC needs to be cut to the bone if not scrapped entirely.</p>
<p>The levy increases are outrageous.  It&#8217;s politicians reaching into the ordinary, hard working taxpayer&#8217;s pocket and helping themselves yet again so they can feel important about &#8220;doing something&#8221;.  If ACC is insolvent let it fall over.  Next year people can pay $0 in ACC levies and finally get a full appreciation of the value of a dollar.</p>
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		<title>By: reid</title>
		<link>http://www.kiwiblog.co.nz/2009/03/some_acc_facts.html#comment-542798</link>
		<dc:creator>reid</dc:creator>
		<pubDate>Thu, 12 Mar 2009 06:05:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=31407#comment-542798</guid>
		<description>&lt;blockquote&gt;I don’t think the scheme is being undermined. It is the previous management of the scheme that is being highlighted as lacking.&lt;/blockquote&gt;

Liarbore produced exactly the results it wanted. Increase people&#039;s dependency on the State.

Of course they never admit to this and the idiot media never thinks to investigate this as a way to explain this and other activities which all shared the same objective.

ACC achieved this very successfully and would have continued along that path had Liarbore remained.

The management of the scheme was therefore perfectly aligned with what their govt masters were directing them to do. It wasn&#039;t the management, it was the governance direction set by Liarbore, the idiot media&#039;s failure to alert the public and the profound ignorance of the reef-fish who blithely swam by, unaware of the wolf in their midst who was devouring their resources, bit by bit by bit all the while pretending it was only doing this cause it weallly weally cared about people.</description>
		<content:encoded><![CDATA[<blockquote><p>I don’t think the scheme is being undermined. It is the previous management of the scheme that is being highlighted as lacking.</p></blockquote>
<p>Liarbore produced exactly the results it wanted. Increase people&#8217;s dependency on the State.</p>
<p>Of course they never admit to this and the idiot media never thinks to investigate this as a way to explain this and other activities which all shared the same objective.</p>
<p>ACC achieved this very successfully and would have continued along that path had Liarbore remained.</p>
<p>The management of the scheme was therefore perfectly aligned with what their govt masters were directing them to do. It wasn&#8217;t the management, it was the governance direction set by Liarbore, the idiot media&#8217;s failure to alert the public and the profound ignorance of the reef-fish who blithely swam by, unaware of the wolf in their midst who was devouring their resources, bit by bit by bit all the while pretending it was only doing this cause it weallly weally cared about people.</p>
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		<title>By: side show bob</title>
		<link>http://www.kiwiblog.co.nz/2009/03/some_acc_facts.html#comment-542759</link>
		<dc:creator>side show bob</dc:creator>
		<pubDate>Thu, 12 Mar 2009 04:25:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=31407#comment-542759</guid>
		<description>So much for the tax cut. That didn&#039;t last long did it. ACC makes the AGW scam seem like a small time con. When will those in power get it into their thick skulls that we are on to their bullshit and are feed up. It doesn&#039;t work, dump the fucking thing.</description>
		<content:encoded><![CDATA[<p>So much for the tax cut. That didn&#8217;t last long did it. ACC makes the AGW scam seem like a small time con. When will those in power get it into their thick skulls that we are on to their bullshit and are feed up. It doesn&#8217;t work, dump the fucking thing.</p>
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		<title>By: gd</title>
		<link>http://www.kiwiblog.co.nz/2009/03/some_acc_facts.html#comment-542734</link>
		<dc:creator>gd</dc:creator>
		<pubDate>Thu, 12 Mar 2009 03:51:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=31407#comment-542734</guid>
		<description>As I posted above IMHO we need to get back to the basics Governments especially the last lot have treated ACC as an extension of the social welfare system



If the 1974 Act principles were enforced there would be no fiscal blowout and governments would be forced to face up to the realities.

Thats the problem with the bad governance we are lumbered with in NZ. Pollies civil servants and vested interest groups all working (conspiring ?) to rort the tax payer at every turn.</description>
		<content:encoded><![CDATA[<p>As I posted above IMHO we need to get back to the basics Governments especially the last lot have treated ACC as an extension of the social welfare system</p>
<p>If the 1974 Act principles were enforced there would be no fiscal blowout and governments would be forced to face up to the realities.</p>
<p>Thats the problem with the bad governance we are lumbered with in NZ. Pollies civil servants and vested interest groups all working (conspiring ?) to rort the tax payer at every turn.</p>
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		<title>By: greenfly</title>
		<link>http://www.kiwiblog.co.nz/2009/03/some_acc_facts.html#comment-542692</link>
		<dc:creator>greenfly</dc:creator>
		<pubDate>Thu, 12 Mar 2009 02:19:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=31407#comment-542692</guid>
		<description>DPF said: &quot;I don’t think the scheme is being undermined&quot; 
You don&#039;t? I&#039;m so relieved! To me it seemed glaringly obvious that it was! 
Thanks for the clarification.

[DPF: It is being saved. Unless you think the average household can afford to pay $47 a week more in levies]</description>
		<content:encoded><![CDATA[<p>DPF said: &#8220;I don’t think the scheme is being undermined&#8221;<br />
You don&#8217;t? I&#8217;m so relieved! To me it seemed glaringly obvious that it was!<br />
Thanks for the clarification.</p>
<p>[DPF: It is being saved. Unless you think the average household can afford to pay $47 a week more in levies]</p>
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		<title>By: anonymouse</title>
		<link>http://www.kiwiblog.co.nz/2009/03/some_acc_facts.html#comment-542691</link>
		<dc:creator>anonymouse</dc:creator>
		<pubDate>Thu, 12 Mar 2009 02:15:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=31407#comment-542691</guid>
		<description>Don: Professional Cricket and Rugby have the highest levy in ACC

According to the rate (7.42%), it is around twice as dangerous as logging (3.94%). professional sports players are employees, and their employers pays a very large whack.

Given the small population, I imagine that after a few years of injuries it would be  fairly easy for ACC to work out the right levy so the income mets expenditure.</description>
		<content:encoded><![CDATA[<p>Don: Professional Cricket and Rugby have the highest levy in ACC</p>
<p>According to the rate (7.42%), it is around twice as dangerous as logging (3.94%). professional sports players are employees, and their employers pays a very large whack.</p>
<p>Given the small population, I imagine that after a few years of injuries it would be  fairly easy for ACC to work out the right levy so the income mets expenditure.</p>
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		<title>By: wreck1080</title>
		<link>http://www.kiwiblog.co.nz/2009/03/some_acc_facts.html#comment-542690</link>
		<dc:creator>wreck1080</dc:creator>
		<pubDate>Thu, 12 Mar 2009 02:10:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=31407#comment-542690</guid>
		<description>Who was it that recently stated ACC being an extension of social welfare. Oh how true. 

ACC needs sorting. A few basics....

1. No treatment is free.  An 80% treatment subsidy could apply, with an upper limit of around $200? This nails many of those who use ACC just because it is free. 

2. Narrow the definition of an &#039;accidect&#039;. Asbestos exposure is not an accident. 

3. Lower the weekly wage payment, from 80% to 70% of income. 

4. mental illness of any kind is not an accident. 

5. Foreigners / tourists are not covered by ACC.   Only those with kiwi residence are covered. 

6. Sports injuries are not covered. You wanna break your leg playing soccer/rugby/etc, then you get private insurance. This could be built into club fees.  

7. &#039;High&#039; risk claimants will pay more ACC. eg, if you have more than 5 claims in a year, you must pay double. Or something like that. 

8. Do not dabble in shares. Stick ACC cash in the bank. 

9. Introduce competition - maybe, if the previous points do not work.</description>
		<content:encoded><![CDATA[<p>Who was it that recently stated ACC being an extension of social welfare. Oh how true. </p>
<p>ACC needs sorting. A few basics&#8230;.</p>
<p>1. No treatment is free.  An 80% treatment subsidy could apply, with an upper limit of around $200? This nails many of those who use ACC just because it is free. </p>
<p>2. Narrow the definition of an &#8216;accidect&#8217;. Asbestos exposure is not an accident. </p>
<p>3. Lower the weekly wage payment, from 80% to 70% of income. </p>
<p>4. mental illness of any kind is not an accident. </p>
<p>5. Foreigners / tourists are not covered by ACC.   Only those with kiwi residence are covered. </p>
<p>6. Sports injuries are not covered. You wanna break your leg playing soccer/rugby/etc, then you get private insurance. This could be built into club fees.  </p>
<p>7. &#8216;High&#8217; risk claimants will pay more ACC. eg, if you have more than 5 claims in a year, you must pay double. Or something like that. </p>
<p>8. Do not dabble in shares. Stick ACC cash in the bank. </p>
<p>9. Introduce competition &#8211; maybe, if the previous points do not work.</p>
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		<title>By: Don the Kiwi</title>
		<link>http://www.kiwiblog.co.nz/2009/03/some_acc_facts.html#comment-542686</link>
		<dc:creator>Don the Kiwi</dc:creator>
		<pubDate>Thu, 12 Mar 2009 01:43:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=31407#comment-542686</guid>
		<description>Do professional athletes claim for injuries under ACC? Such as rugby and league players?

Surely they should carry their own accident insurance.

It is high time ACC was shaken up. I know a guy who is approaching retirement and does not have a physical job, but is an administrator. He is obese, and while just walking along, hurt his knee. Claimed a work accident on ACC.

There was NO accident - his obesity caused the problem.

Yet his doctor arranged a small op. on ACC, and he was advised that any recurring condition was ACC claimable.

To me, this is rorting the system.</description>
		<content:encoded><![CDATA[<p>Do professional athletes claim for injuries under ACC? Such as rugby and league players?</p>
<p>Surely they should carry their own accident insurance.</p>
<p>It is high time ACC was shaken up. I know a guy who is approaching retirement and does not have a physical job, but is an administrator. He is obese, and while just walking along, hurt his knee. Claimed a work accident on ACC.</p>
<p>There was NO accident &#8211; his obesity caused the problem.</p>
<p>Yet his doctor arranged a small op. on ACC, and he was advised that any recurring condition was ACC claimable.</p>
<p>To me, this is rorting the system.</p>
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		<title>By: llew</title>
		<link>http://www.kiwiblog.co.nz/2009/03/some_acc_facts.html#comment-542683</link>
		<dc:creator>llew</dc:creator>
		<pubDate>Thu, 12 Mar 2009 01:35:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=31407#comment-542683</guid>
		<description>&lt;blockquote&gt;OTU JK BE&lt;/blockquote&gt;

That&#039;s gd&#039;s old NZ honour. Soon he&#039;ll be able to upgrade to Grand Pasha gd.</description>
		<content:encoded><![CDATA[<blockquote><p>OTU JK BE</p></blockquote>
<p>That&#8217;s gd&#8217;s old NZ honour. Soon he&#8217;ll be able to upgrade to Grand Pasha gd.</p>
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		<title>By: Jack5</title>
		<link>http://www.kiwiblog.co.nz/2009/03/some_acc_facts.html#comment-542680</link>
		<dc:creator>Jack5</dc:creator>
		<pubDate>Thu, 12 Mar 2009 01:30:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=31407#comment-542680</guid>
		<description>My experience of ACC is its fees are far too high and would be cheaper under private company cover.
ACC squeezes safe occupations and activities to cover rip-off industries where people are on and off ACC payouts. I know of a person who sells services both through his small company and directly. ACC hits him twice for fees.

I remember reading somewhere that when private competition was allowed in the forest industry, costs of ACC-type cover plummeted and safety shot up, because the private companies just refused cover to employers with bad records, putting them out of business.

Brian Fallow likes the welfare state, as he has written in defence of setting aside state money for future super (he must be in his 50s) as well as for state control of ACC.

The idea of surrendering right to sue in return for an ACC-type coverage makes a lot of sense, provided the Human Rights COmmission doesn&#039;t try to allow people to sue as well as have ACC cover. But it makes even more sense when there is private participation in coverage.</description>
		<content:encoded><![CDATA[<p>My experience of ACC is its fees are far too high and would be cheaper under private company cover.<br />
ACC squeezes safe occupations and activities to cover rip-off industries where people are on and off ACC payouts. I know of a person who sells services both through his small company and directly. ACC hits him twice for fees.</p>
<p>I remember reading somewhere that when private competition was allowed in the forest industry, costs of ACC-type cover plummeted and safety shot up, because the private companies just refused cover to employers with bad records, putting them out of business.</p>
<p>Brian Fallow likes the welfare state, as he has written in defence of setting aside state money for future super (he must be in his 50s) as well as for state control of ACC.</p>
<p>The idea of surrendering right to sue in return for an ACC-type coverage makes a lot of sense, provided the Human Rights COmmission doesn&#8217;t try to allow people to sue as well as have ACC cover. But it makes even more sense when there is private participation in coverage.</p>
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		<title>By: Ryan Sproull</title>
		<link>http://www.kiwiblog.co.nz/2009/03/some_acc_facts.html#comment-542676</link>
		<dc:creator>Ryan Sproull</dc:creator>
		<pubDate>Thu, 12 Mar 2009 01:17:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=31407#comment-542676</guid>
		<description>&lt;blockquote&gt;OTU JK BE&lt;/blockquote&gt;

On the upside, John Key boils eggs?</description>
		<content:encoded><![CDATA[<blockquote><p>OTU JK BE</p></blockquote>
<p>On the upside, John Key boils eggs?</p>
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		<title>By: Ryan Sproull</title>
		<link>http://www.kiwiblog.co.nz/2009/03/some_acc_facts.html#comment-542675</link>
		<dc:creator>Ryan Sproull</dc:creator>
		<pubDate>Thu, 12 Mar 2009 01:16:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=31407#comment-542675</guid>
		<description>I&#039;m about to use ACC for the first time in my life. Some injuries are impeding my productivity at work.</description>
		<content:encoded><![CDATA[<p>I&#8217;m about to use ACC for the first time in my life. Some injuries are impeding my productivity at work.</p>
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		<title>By: gd</title>
		<link>http://www.kiwiblog.co.nz/2009/03/some_acc_facts.html#comment-542672</link>
		<dc:creator>gd</dc:creator>
		<pubDate>Thu, 12 Mar 2009 01:12:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=31407#comment-542672</guid>
		<description>like all good schemes ACC started out in 1974 as a good idea.

Alas it has been high jacked by politicans civil servants and the so called &#039;healthcare industry&quot;

All self interested and none interested in the basic tenents that formed its creation

Thats why the only solution is to go back to the 1974 Principles on which the scheme was founded and thru a transition period return to the original goals of the scheme.

this doesnt mean that innocent folks are caste off at vall. what is requires is a common sense( wouldnt that be a novel idea) approach to the reformation process.

Aint rocket science can be done is there is a will a capacity and a capability to do so.

OTU JK BE</description>
		<content:encoded><![CDATA[<p>like all good schemes ACC started out in 1974 as a good idea.</p>
<p>Alas it has been high jacked by politicans civil servants and the so called &#8216;healthcare industry&#8221;</p>
<p>All self interested and none interested in the basic tenents that formed its creation</p>
<p>Thats why the only solution is to go back to the 1974 Principles on which the scheme was founded and thru a transition period return to the original goals of the scheme.</p>
<p>this doesnt mean that innocent folks are caste off at vall. what is requires is a common sense( wouldnt that be a novel idea) approach to the reformation process.</p>
<p>Aint rocket science can be done is there is a will a capacity and a capability to do so.</p>
<p>OTU JK BE</p>
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