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	<title>Comments on: Editorials on State House Policy</title>
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	<link>http://www.kiwiblog.co.nz/2009/06/editorials_on_state_house_policy.html</link>
	<description>DPF&#039;s Kiwiblog - Fomenting Happy Mischief since 2003</description>
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		<title>By: Ross Miller</title>
		<link>http://www.kiwiblog.co.nz/2009/06/editorials_on_state_house_policy.html#comment-578408</link>
		<dc:creator>Ross Miller</dc:creator>
		<pubDate>Mon, 29 Jun 2009 22:57:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=34388#comment-578408</guid>
		<description>Viking2 ... Heatley vs Goff.   No contest.   Goff, so pathetically weak and so committed to the policy he supposedly introduced in 1988 (and never fully implemented) that all he could do was to sqeak his agreement when Helen canned Nationals verson of it (fully implemented) when Labour returned to power in 1999.

And do I see any commitment to that policy by Labour now?    Answer ... silly question.

Goff is everything to everybody and Labour&#039;s latter day version of Bill Rowling made worse by Viking2 promoting him.

Proof positive that ACT (like all Parties) has their share of unguided missiles.</description>
		<content:encoded><![CDATA[<p>Viking2 &#8230; Heatley vs Goff.   No contest.   Goff, so pathetically weak and so committed to the policy he supposedly introduced in 1988 (and never fully implemented) that all he could do was to sqeak his agreement when Helen canned Nationals verson of it (fully implemented) when Labour returned to power in 1999.</p>
<p>And do I see any commitment to that policy by Labour now?    Answer &#8230; silly question.</p>
<p>Goff is everything to everybody and Labour&#8217;s latter day version of Bill Rowling made worse by Viking2 promoting him.</p>
<p>Proof positive that ACT (like all Parties) has their share of unguided missiles.</p>
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		<title>By: Jeff83</title>
		<link>http://www.kiwiblog.co.nz/2009/06/editorials_on_state_house_policy.html#comment-578388</link>
		<dc:creator>Jeff83</dc:creator>
		<pubDate>Mon, 29 Jun 2009 22:31:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=34388#comment-578388</guid>
		<description>Auberon, 

Yeah read the policy, which I am in favour of if it is followed, my concern is that the policy is actually followed and not changed at some later date.</description>
		<content:encoded><![CDATA[<p>Auberon, </p>
<p>Yeah read the policy, which I am in favour of if it is followed, my concern is that the policy is actually followed and not changed at some later date.</p>
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		<title>By: Anthony</title>
		<link>http://www.kiwiblog.co.nz/2009/06/editorials_on_state_house_policy.html#comment-578276</link>
		<dc:creator>Anthony</dc:creator>
		<pubDate>Mon, 29 Jun 2009 11:42:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=34388#comment-578276</guid>
		<description>Once you are in a state house you can earn as much as you like - all that happens when your income rises above a threshold is that you end up paying a market rent.  Of course the market rent doesn&#039;t take into account the superior security of tenure that a state house offers over the private sector.  I suggested that a premium of maybe 20 percent be charged to higher income state house tenants to make up for this security and encourage them to leave - but that is too harsh for the current government and instead they prefer to encourage people to buy their state house.  

It&#039;s all PC nonsense as people in the private sector who haven&#039;t been lucky enough to win a State house lotto draw have to face the real world.  Why should state house tenants be treated with kid gloves and given special status?  Plenty of poor people don&#039;t get a state house!

It is also utter nonsense to suggest that extra state houses have to be built to keep up the supply if any are sold.  The ones that are sold still have people living in them - the housing supply has remained the same - just as many people are housed!  House prices and rentals depend on the overall supply and demand.   The government could sell the whole state housing stock tommorrow and the only effect would be for those living in them to get a rise in rent to market levels.  No one else&#039;s rent or house price would be change one iota because of the sale!  Rents were in fact lower when the last National government was selling off state houses without replacing them.  

No one seems capable of even the most basic logical reasoning when discussing housing policy.</description>
		<content:encoded><![CDATA[<p>Once you are in a state house you can earn as much as you like &#8211; all that happens when your income rises above a threshold is that you end up paying a market rent.  Of course the market rent doesn&#8217;t take into account the superior security of tenure that a state house offers over the private sector.  I suggested that a premium of maybe 20 percent be charged to higher income state house tenants to make up for this security and encourage them to leave &#8211; but that is too harsh for the current government and instead they prefer to encourage people to buy their state house.  </p>
<p>It&#8217;s all PC nonsense as people in the private sector who haven&#8217;t been lucky enough to win a State house lotto draw have to face the real world.  Why should state house tenants be treated with kid gloves and given special status?  Plenty of poor people don&#8217;t get a state house!</p>
<p>It is also utter nonsense to suggest that extra state houses have to be built to keep up the supply if any are sold.  The ones that are sold still have people living in them &#8211; the housing supply has remained the same &#8211; just as many people are housed!  House prices and rentals depend on the overall supply and demand.   The government could sell the whole state housing stock tommorrow and the only effect would be for those living in them to get a rise in rent to market levels.  No one else&#8217;s rent or house price would be change one iota because of the sale!  Rents were in fact lower when the last National government was selling off state houses without replacing them.  </p>
<p>No one seems capable of even the most basic logical reasoning when discussing housing policy.</p>
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		<title>By: tvb</title>
		<link>http://www.kiwiblog.co.nz/2009/06/editorials_on_state_house_policy.html#comment-578271</link>
		<dc:creator>tvb</dc:creator>
		<pubDate>Mon, 29 Jun 2009 10:04:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=34388#comment-578271</guid>
		<description>&quot;Good for everyone except those who live ON constituencies of State Dependance&quot;.  Every now and then the Herald hits the nail on the head.  Living ON constituencies of state dependance is what the Labour Party is all about. Strip away the tears, the sympathy, the prejudice against anyone successful, you lay bare the utter ugliness that is the Labour Party.  They want everyone dependent on the State (i.e. the Labour Gopvernment) to shut up and vote Labour out of fear.  That is how Labour treat Maori, the old, the solo parent, the unemployed, the struggling middle class.  And they want the state to pay for the running of the Labour Party because the Labour Party do not distinguish between the State and Labour.</description>
		<content:encoded><![CDATA[<p>&#8220;Good for everyone except those who live ON constituencies of State Dependance&#8221;.  Every now and then the Herald hits the nail on the head.  Living ON constituencies of state dependance is what the Labour Party is all about. Strip away the tears, the sympathy, the prejudice against anyone successful, you lay bare the utter ugliness that is the Labour Party.  They want everyone dependent on the State (i.e. the Labour Gopvernment) to shut up and vote Labour out of fear.  That is how Labour treat Maori, the old, the solo parent, the unemployed, the struggling middle class.  And they want the state to pay for the running of the Labour Party because the Labour Party do not distinguish between the State and Labour.</p>
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		<title>By: Shunda barunda</title>
		<link>http://www.kiwiblog.co.nz/2009/06/editorials_on_state_house_policy.html#comment-578269</link>
		<dc:creator>Shunda barunda</dc:creator>
		<pubDate>Mon, 29 Jun 2009 09:33:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=34388#comment-578269</guid>
		<description>:D</description>
		<content:encoded><![CDATA[<p> <img src='http://www.kiwiblog.co.nz/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /> </p>
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		<title>By: llew</title>
		<link>http://www.kiwiblog.co.nz/2009/06/editorials_on_state_house_policy.html#comment-578266</link>
		<dc:creator>llew</dc:creator>
		<pubDate>Mon, 29 Jun 2009 09:09:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=34388#comment-578266</guid>
		<description>:) Gave me a good laugh though - thanks.</description>
		<content:encoded><![CDATA[<p> <img src='http://www.kiwiblog.co.nz/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  Gave me a good laugh though &#8211; thanks.</p>
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		<title>By: whalehunter</title>
		<link>http://www.kiwiblog.co.nz/2009/06/editorials_on_state_house_policy.html#comment-578264</link>
		<dc:creator>whalehunter</dc:creator>
		<pubDate>Mon, 29 Jun 2009 09:07:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=34388#comment-578264</guid>
		<description>lol, yes... pawnbroker</description>
		<content:encoded><![CDATA[<p>lol, yes&#8230; pawnbroker</p>
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		<title>By: llew</title>
		<link>http://www.kiwiblog.co.nz/2009/06/editorials_on_state_house_policy.html#comment-578262</link>
		<dc:creator>llew</dc:creator>
		<pubDate>Mon, 29 Jun 2009 08:52:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=34388#comment-578262</guid>
		<description>&lt;blockquote&gt;my work mate was a porn broker who did a lot of work for WINZ. &lt;/blockquote&gt;

If this was during the the Christine Rankin days things were worse than I thought!</description>
		<content:encoded><![CDATA[<blockquote><p>my work mate was a porn broker who did a lot of work for WINZ. </p></blockquote>
<p>If this was during the the Christine Rankin days things were worse than I thought!</p>
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		<title>By: whalehunter</title>
		<link>http://www.kiwiblog.co.nz/2009/06/editorials_on_state_house_policy.html#comment-578253</link>
		<dc:creator>whalehunter</dc:creator>
		<pubDate>Mon, 29 Jun 2009 07:56:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=34388#comment-578253</guid>
		<description>like all of national policy so far, this one is safe and changes not much.
so safe, that no state housing renter/occupier will buy the house they have stacked a claim too.

we do have a minimum wage, an unemployment benefit, a DPB, ACC and a sickness benefit, a working for families, student allowance, flatmate&#039;s, family members and so on...

my work mate was a porn broker who did a lot of work for WINZ. A typical situation was; delivering a couch to a state house, where the children were playing ps2 on the plasma tv, sitting on a crate with a wrx in the driveway. Another; a person would come into his shop with a $200 voucher for a fridge and then try and sell it back to him for $120.

Get real people.... we are helping a &#039;lifestyle&#039;.</description>
		<content:encoded><![CDATA[<p>like all of national policy so far, this one is safe and changes not much.<br />
so safe, that no state housing renter/occupier will buy the house they have stacked a claim too.</p>
<p>we do have a minimum wage, an unemployment benefit, a DPB, ACC and a sickness benefit, a working for families, student allowance, flatmate&#8217;s, family members and so on&#8230;</p>
<p>my work mate was a porn broker who did a lot of work for WINZ. A typical situation was; delivering a couch to a state house, where the children were playing ps2 on the plasma tv, sitting on a crate with a wrx in the driveway. Another; a person would come into his shop with a $200 voucher for a fridge and then try and sell it back to him for $120.</p>
<p>Get real people&#8230;. we are helping a &#8216;lifestyle&#8217;.</p>
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		<title>By: Viking2</title>
		<link>http://www.kiwiblog.co.nz/2009/06/editorials_on_state_house_policy.html#comment-578246</link>
		<dc:creator>Viking2</dc:creator>
		<pubDate>Mon, 29 Jun 2009 06:56:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=34388#comment-578246</guid>
		<description>peterwn, there has always been a mechanism to evict state house tenants! Its known as a 90 day notice. No reasons are required to be given. They just were never motivated to actually manage their properties at all. There are countless examples of low incomer&#039;s getting a house and then in time raising the total income into the house. All state houses should be total household income related. If that happened then we would get a much better utilization of houses. 
In imho opinion the housing supplement as was in place before Commander Klarks time was a much better way of assisting housing priorities for the support was targeted directly at individuals based on the earnings of that individual and the people they supported.  The private sector is quiet capable of supplying housing on that basis. Currently there is no shortage of housing apparent that I am aware of despite HNZ great waiting list. It is a manufactured fiction, ask any rental agency and you will get the same answer. We have plenty to let. The issue is rather the ability to pay and the afore mentioned supplement would fix that.
It also spreads around the undesirable so that they do not cause so much mayhem and subjects them to better community attitudes.
One of the worst features of the state housing system is that it is just another system that beneficiaries can rort and they do. I know of a neighbor who we were really pleased to see gone who has been handed a brand new four bedroom state house for $89.00 per week. I know of another who whilst gainfully employed with a reasonable wage, a wife and two kids who were dealt the same deal while the guy who worked alongside of him with three kids had to pay his mortgage at $300 per week. Why would they even bother to own their own house when they can get that sort of a deal?
Like all things state we should assist those that cannot help themselves and those that can should get a hand up and sent off to help themselves.

In terms of protecting the resale for a profit it takes more than a year. Any sale should be locked in place for a minimum of 5 years and preferably 10 with the only out being an out of town transfer for work or death. We should be looking to create stability in the housing area and if someone is not prepared for that then they should not get to own a state house. In fact I would discount their house on the basis they remained there for that 10 year period because that brings so many other social benefits.  So stay put for 10, pay down a chunk of mortgage in that time and you can have your house for valuation less say 10% at todays price. That&#039;s a darn good deal in anyones terms.
I watched Heatley trying to score points on the video last week and all I could see was a light weight second rate Minister who appeared not able to develop any policy of his own (despite being in opposition for what 9 years), didn&#039;t even bother to follow Bob Clarksons suggested policy( probably the only person in the Nats. who knows anything about building and that stuff), and then had the gaul to criticize Phil Goff while reintroducing an almost self same policy that Goff had put in place in 1986. 20 years before. OK so Helen canned it all but like most things she fucked up I suspect very strongly that Goff was fairly pissed off with her for that. ( Take that as a for sure.)
These ministers are disgraceful and should join the comedy theater rather than masquerade as someone well paid to run our country.</description>
		<content:encoded><![CDATA[<p>peterwn, there has always been a mechanism to evict state house tenants! Its known as a 90 day notice. No reasons are required to be given. They just were never motivated to actually manage their properties at all. There are countless examples of low incomer&#8217;s getting a house and then in time raising the total income into the house. All state houses should be total household income related. If that happened then we would get a much better utilization of houses.<br />
In imho opinion the housing supplement as was in place before Commander Klarks time was a much better way of assisting housing priorities for the support was targeted directly at individuals based on the earnings of that individual and the people they supported.  The private sector is quiet capable of supplying housing on that basis. Currently there is no shortage of housing apparent that I am aware of despite HNZ great waiting list. It is a manufactured fiction, ask any rental agency and you will get the same answer. We have plenty to let. The issue is rather the ability to pay and the afore mentioned supplement would fix that.<br />
It also spreads around the undesirable so that they do not cause so much mayhem and subjects them to better community attitudes.<br />
One of the worst features of the state housing system is that it is just another system that beneficiaries can rort and they do. I know of a neighbor who we were really pleased to see gone who has been handed a brand new four bedroom state house for $89.00 per week. I know of another who whilst gainfully employed with a reasonable wage, a wife and two kids who were dealt the same deal while the guy who worked alongside of him with three kids had to pay his mortgage at $300 per week. Why would they even bother to own their own house when they can get that sort of a deal?<br />
Like all things state we should assist those that cannot help themselves and those that can should get a hand up and sent off to help themselves.</p>
<p>In terms of protecting the resale for a profit it takes more than a year. Any sale should be locked in place for a minimum of 5 years and preferably 10 with the only out being an out of town transfer for work or death. We should be looking to create stability in the housing area and if someone is not prepared for that then they should not get to own a state house. In fact I would discount their house on the basis they remained there for that 10 year period because that brings so many other social benefits.  So stay put for 10, pay down a chunk of mortgage in that time and you can have your house for valuation less say 10% at todays price. That&#8217;s a darn good deal in anyones terms.<br />
I watched Heatley trying to score points on the video last week and all I could see was a light weight second rate Minister who appeared not able to develop any policy of his own (despite being in opposition for what 9 years), didn&#8217;t even bother to follow Bob Clarksons suggested policy( probably the only person in the Nats. who knows anything about building and that stuff), and then had the gaul to criticize Phil Goff while reintroducing an almost self same policy that Goff had put in place in 1986. 20 years before. OK so Helen canned it all but like most things she fucked up I suspect very strongly that Goff was fairly pissed off with her for that. ( Take that as a for sure.)<br />
These ministers are disgraceful and should join the comedy theater rather than masquerade as someone well paid to run our country.</p>
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		<title>By: llew</title>
		<link>http://www.kiwiblog.co.nz/2009/06/editorials_on_state_house_policy.html#comment-578245</link>
		<dc:creator>llew</dc:creator>
		<pubDate>Mon, 29 Jun 2009 06:49:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=34388#comment-578245</guid>
		<description>&lt;blockquote&gt;How is it that a state tenant so hard up they require a state house can afford to buy one?

No one asking that question. Not important is it. Just rush off to the ideology back-slap room instead.&lt;/blockquote&gt;

There is a percentage of tenants (it used to be around 10%) who pay market rent. They&#039;ve either been there since the last Nat govt&#039;s market rent days, or they&#039;re renting in areas with low demand from low income renters. The old Home Buy scheme (all this has happened before &amp; all this shall happen again) was aimed at them, maybe this one is too.</description>
		<content:encoded><![CDATA[<blockquote><p>How is it that a state tenant so hard up they require a state house can afford to buy one?</p>
<p>No one asking that question. Not important is it. Just rush off to the ideology back-slap room instead.</p></blockquote>
<p>There is a percentage of tenants (it used to be around 10%) who pay market rent. They&#8217;ve either been there since the last Nat govt&#8217;s market rent days, or they&#8217;re renting in areas with low demand from low income renters. The old Home Buy scheme (all this has happened before &amp; all this shall happen again) was aimed at them, maybe this one is too.</p>
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		<title>By: Bog Roll</title>
		<link>http://www.kiwiblog.co.nz/2009/06/editorials_on_state_house_policy.html#comment-578242</link>
		<dc:creator>Bog Roll</dc:creator>
		<pubDate>Mon, 29 Jun 2009 06:06:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=34388#comment-578242</guid>
		<description>Maybe they will be paid to take their house, like the high country leaseholders.</description>
		<content:encoded><![CDATA[<p>Maybe they will be paid to take their house, like the high country leaseholders.</p>
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		<title>By: peterwn</title>
		<link>http://www.kiwiblog.co.nz/2009/06/editorials_on_state_house_policy.html#comment-578241</link>
		<dc:creator>peterwn</dc:creator>
		<pubDate>Mon, 29 Jun 2009 06:03:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=34388#comment-578241</guid>
		<description>xxx - because of changing circumstances, some state house tenants can then afford to buy.  Traditionally however there has been no &#039;mechanism&#039; to evict such tenants - this would be political suicide anyway.</description>
		<content:encoded><![CDATA[<p>xxx &#8211; because of changing circumstances, some state house tenants can then afford to buy.  Traditionally however there has been no &#8216;mechanism&#8217; to evict such tenants &#8211; this would be political suicide anyway.</p>
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		<title>By: xxx</title>
		<link>http://www.kiwiblog.co.nz/2009/06/editorials_on_state_house_policy.html#comment-578233</link>
		<dc:creator>xxx</dc:creator>
		<pubDate>Mon, 29 Jun 2009 05:21:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=34388#comment-578233</guid>
		<description>How is it that a state tenant so hard up they require a state house can afford to buy one?

No one asking that question.  Not important is it.  Just rush off to the ideology back-slap room instead.

Well, you voted the dumbo&#039;s in, can&#039;t complain they&#039;re wasting your money later on.  An really, if you think apprieciation of property and maintenance of it comes from ownership you really need more life experience.</description>
		<content:encoded><![CDATA[<p>How is it that a state tenant so hard up they require a state house can afford to buy one?</p>
<p>No one asking that question.  Not important is it.  Just rush off to the ideology back-slap room instead.</p>
<p>Well, you voted the dumbo&#8217;s in, can&#8217;t complain they&#8217;re wasting your money later on.  An really, if you think apprieciation of property and maintenance of it comes from ownership you really need more life experience.</p>
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		<title>By: david</title>
		<link>http://www.kiwiblog.co.nz/2009/06/editorials_on_state_house_policy.html#comment-578231</link>
		<dc:creator>david</dc:creator>
		<pubDate>Mon, 29 Jun 2009 05:17:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=34388#comment-578231</guid>
		<description>I don&#039;t think too many people have a problem with the principle of housing being available for those who cannot otherwise afford it.  nfortunately the principle tends to run up against human nature when it becomesinstitutionalised and part of Policy.  Like with any subsidy, human nature (wittingly or unwittingly) tends towards increasing the use of any item which is &quot;sold&quot; at less than its market value.  This is almost a law as immutable as the fact that water always runs downhill, so we find that among those who &quot;cannot afford&quot; commercially available housing are a number who do not take appropriate care of their finances and so, by default almost, consign themselves to the classification that qualifies for subsidised housing.  

Part of the solution to this should be an incentivisation for people to use the crutch provided by subsidised housing to get themselves into either home ownership or commercial rentals.  This policy goes some way towards providing that incentive but i fear that the reluctance to place a time or income limit on state house tenancy will mean that only those who have used the crutch effectively will provide the pool of potential purchasers.  The majority will relax in the comfort of the security blanket provided by the state and will remain as &quot;state house qualifiers&quot; for the forseeable future.

It is easy to see the problem but I must admit that finding the answer is somewhat more difficult if the term &quot;politically acceptable&quot; is used as a qualifier.</description>
		<content:encoded><![CDATA[<p>I don&#8217;t think too many people have a problem with the principle of housing being available for those who cannot otherwise afford it.  nfortunately the principle tends to run up against human nature when it becomesinstitutionalised and part of Policy.  Like with any subsidy, human nature (wittingly or unwittingly) tends towards increasing the use of any item which is &#8220;sold&#8221; at less than its market value.  This is almost a law as immutable as the fact that water always runs downhill, so we find that among those who &#8220;cannot afford&#8221; commercially available housing are a number who do not take appropriate care of their finances and so, by default almost, consign themselves to the classification that qualifies for subsidised housing.  </p>
<p>Part of the solution to this should be an incentivisation for people to use the crutch provided by subsidised housing to get themselves into either home ownership or commercial rentals.  This policy goes some way towards providing that incentive but i fear that the reluctance to place a time or income limit on state house tenancy will mean that only those who have used the crutch effectively will provide the pool of potential purchasers.  The majority will relax in the comfort of the security blanket provided by the state and will remain as &#8220;state house qualifiers&#8221; for the forseeable future.</p>
<p>It is easy to see the problem but I must admit that finding the answer is somewhat more difficult if the term &#8220;politically acceptable&#8221; is used as a qualifier.</p>
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		<title>By: Auberon</title>
		<link>http://www.kiwiblog.co.nz/2009/06/editorials_on_state_house_policy.html#comment-578230</link>
		<dc:creator>Auberon</dc:creator>
		<pubDate>Mon, 29 Jun 2009 05:08:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=34388#comment-578230</guid>
		<description>Jeff83, how do you square this, from you:

&quot;The real concern is that they are sold and the money from it is then just allocated to a general pool and the public housing sector shrinks.&quot;

With this from the Minister of Housing:

&quot;All the money Housing New Zealand earns from the sale of a home to a tenant will be reinvested back into a replacement state house ... One family will buy a home, and as a result, another deserving family on Housing New Zealand’s waiting list will get a state home.&quot;

This reads to me like the money will be allocated into a very specific pool - for replacing every house sold with a new house - in which case the public housing sector wouldn&#039;t shrink at all.</description>
		<content:encoded><![CDATA[<p>Jeff83, how do you square this, from you:</p>
<p>&#8220;The real concern is that they are sold and the money from it is then just allocated to a general pool and the public housing sector shrinks.&#8221;</p>
<p>With this from the Minister of Housing:</p>
<p>&#8220;All the money Housing New Zealand earns from the sale of a home to a tenant will be reinvested back into a replacement state house &#8230; One family will buy a home, and as a result, another deserving family on Housing New Zealand’s waiting list will get a state home.&#8221;</p>
<p>This reads to me like the money will be allocated into a very specific pool &#8211; for replacing every house sold with a new house &#8211; in which case the public housing sector wouldn&#8217;t shrink at all.</p>
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		<title>By: artemisia</title>
		<link>http://www.kiwiblog.co.nz/2009/06/editorials_on_state_house_policy.html#comment-578221</link>
		<dc:creator>artemisia</dc:creator>
		<pubDate>Mon, 29 Jun 2009 04:50:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=34388#comment-578221</guid>
		<description>In the early 1980s there was a shift in state housing approach. It was considered that provision of state housing was pretty much an income availability issue, rather than a house availablility issue. With that in mind, there was no need for the state to actually own the housing if income support was provided - which it was and still is.  The Dom Post statement as quoted by DPF that &quot;The state plainly wanted to get out of housing&quot; needs to be seen in that context - in other words it is more correct to say the state wanted to get out of owning housing. Works for me ....</description>
		<content:encoded><![CDATA[<p>In the early 1980s there was a shift in state housing approach. It was considered that provision of state housing was pretty much an income availability issue, rather than a house availablility issue. With that in mind, there was no need for the state to actually own the housing if income support was provided &#8211; which it was and still is.  The Dom Post statement as quoted by DPF that &#8220;The state plainly wanted to get out of housing&#8221; needs to be seen in that context &#8211; in other words it is more correct to say the state wanted to get out of owning housing. Works for me &#8230;.</p>
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		<title>By: coolas</title>
		<link>http://www.kiwiblog.co.nz/2009/06/editorials_on_state_house_policy.html#comment-578201</link>
		<dc:creator>coolas</dc:creator>
		<pubDate>Mon, 29 Jun 2009 04:20:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=34388#comment-578201</guid>
		<description>... &#039;the Kiwi dream of home ownership&#039; ... is a slogan that needs to be questioned. There are other models in Europe and Japan which see high income earners choosing to rent for life rather than buy. Government, private Housing Societies, and private landlords provide good quality, well maintained, housing. Perhaps it&#039;s a cultural thing. There&#039;s no cringe to tenancy in Paris, or Milan, or Tokyo. And some of the tenancies are inherited over generations.

It would be refreshing to see another tack set on the housing issue. Partnerships between Government, Local Authorities, and the private sector could develop housing for lease (perhaps integrated with ownership). 

To overcome the &#039;capital gain&#039; reason for buying a house, instead of &#039;dead money&#039; rent, the terms of the lease could be set at say 10% of historical cost plus the rate of inflation. Some profit to the lessee when they wanted to move could come from a &#039;sale&#039; of the benefit of the pegged rent either back to the owners, who could then charge market rent, or sold to the incoming tenant. Or a blend of both. 

There must be lots of innovative ways help shift the Kiwi home ownership obsession, because the dream is often a nightmare, as rising mortgagee sales well testify.</description>
		<content:encoded><![CDATA[<p>&#8230; &#8216;the Kiwi dream of home ownership&#8217; &#8230; is a slogan that needs to be questioned. There are other models in Europe and Japan which see high income earners choosing to rent for life rather than buy. Government, private Housing Societies, and private landlords provide good quality, well maintained, housing. Perhaps it&#8217;s a cultural thing. There&#8217;s no cringe to tenancy in Paris, or Milan, or Tokyo. And some of the tenancies are inherited over generations.</p>
<p>It would be refreshing to see another tack set on the housing issue. Partnerships between Government, Local Authorities, and the private sector could develop housing for lease (perhaps integrated with ownership). </p>
<p>To overcome the &#8216;capital gain&#8217; reason for buying a house, instead of &#8216;dead money&#8217; rent, the terms of the lease could be set at say 10% of historical cost plus the rate of inflation. Some profit to the lessee when they wanted to move could come from a &#8216;sale&#8217; of the benefit of the pegged rent either back to the owners, who could then charge market rent, or sold to the incoming tenant. Or a blend of both. </p>
<p>There must be lots of innovative ways help shift the Kiwi home ownership obsession, because the dream is often a nightmare, as rising mortgagee sales well testify.</p>
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		<title>By: Rex Widerstrom</title>
		<link>http://www.kiwiblog.co.nz/2009/06/editorials_on_state_house_policy.html#comment-578199</link>
		<dc:creator>Rex Widerstrom</dc:creator>
		<pubDate>Mon, 29 Jun 2009 04:19:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=34388#comment-578199</guid>
		<description>&lt;blockquote&gt;As the Greens’ Sue Bradford put it, “Houses which are sold can be back on the market quickly, with investors and developers reaping profits. This happened in the 1990s,” she said, “and I’m sure it will happen again now.”&lt;/blockquote&gt;

I used to have a bit of time for Sue Bradford - she had some fire in her belly and a lot of drive, even if I didn&#039;t always agree with the direction she was driving. Now she&#039;s become a naysayer who can&#039;t see beyond her own rigid worldview and thinks we all need telling what to do.

The Australian First Home Owner&#039;s Grant (now worth around $21,000 in some circumstances) comes with a simple clause in the contract - if you accept the money you must live in the home yourself and not sell it for at least a year. If there&#039;s concern that state houses will just be turned over quickly for profit, seeing the residents back in the rental market, then it&#039;s simple enough for the government to tag the deal with a similar proviso.

But of course Bradford is now so locked into the mindset of much of the left (but also, alas, many on the right) - that people are incapable of realising what&#039;s in their own best interest and thus need the dead hand of the state to control every aspect of their lives - that creative compromise is seemingly beyond her.</description>
		<content:encoded><![CDATA[<blockquote><p>As the Greens’ Sue Bradford put it, “Houses which are sold can be back on the market quickly, with investors and developers reaping profits. This happened in the 1990s,” she said, “and I’m sure it will happen again now.”</p></blockquote>
<p>I used to have a bit of time for Sue Bradford &#8211; she had some fire in her belly and a lot of drive, even if I didn&#8217;t always agree with the direction she was driving. Now she&#8217;s become a naysayer who can&#8217;t see beyond her own rigid worldview and thinks we all need telling what to do.</p>
<p>The Australian First Home Owner&#8217;s Grant (now worth around $21,000 in some circumstances) comes with a simple clause in the contract &#8211; if you accept the money you must live in the home yourself and not sell it for at least a year. If there&#8217;s concern that state houses will just be turned over quickly for profit, seeing the residents back in the rental market, then it&#8217;s simple enough for the government to tag the deal with a similar proviso.</p>
<p>But of course Bradford is now so locked into the mindset of much of the left (but also, alas, many on the right) &#8211; that people are incapable of realising what&#8217;s in their own best interest and thus need the dead hand of the state to control every aspect of their lives &#8211; that creative compromise is seemingly beyond her.</p>
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		<title>By: Bob</title>
		<link>http://www.kiwiblog.co.nz/2009/06/editorials_on_state_house_policy.html#comment-578196</link>
		<dc:creator>Bob</dc:creator>
		<pubDate>Mon, 29 Jun 2009 04:05:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.kiwiblog.co.nz/?p=34388#comment-578196</guid>
		<description>Turning over the houses and the tenants seems a good idea to me. People have more dignity and more encouragement to improve their lot when they own property. At the same time houses are available for the next lot of people needing help.</description>
		<content:encoded><![CDATA[<p>Turning over the houses and the tenants seems a good idea to me. People have more dignity and more encouragement to improve their lot when they own property. At the same time houses are available for the next lot of people needing help.</p>
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