Something that has annoyed me about the coverage of the Westpac $10 million error is that Westpac did not accidentally give this couple $10 million. It gave them a $10 million credit facility.
In my mind there is considerable difference between someone finding $10 million in their account and spending it (while still illegal) and someone realizing their credit limit has been set too high, and withdrawing the maximum with no intention of paying it back. The latter is outright fraud.
Do others agree that there is a difference, and that it has not been made very clear?