Nine reforms that matter for superannuation

and have published their submission to the Retirement Commissioner on reforms that matter for making retirements savings sustainable. The summary is

  1. Higher economic growth
  2. Longitudinal household surveys to understand what households are doing and what their aspirations are
  3. Set up a centre of research excellence on retirement incomes policies modeled on Dunedin Multi-Disciplinary Health and Development Study
  4. Do a first principles review of NZ
  5. Do a first principles review of disclosure for financial services products
  6. Treat all income uniformly for tax purposes
  7. Greater mathematical competence in the school curriculum
  8. Have an accord between parties on retirement income policies to give certainty

Great ideas. Sadly I predict that none of them will occur.

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